How we budget, save, and invest our money is something that we all must examine in our lives. Thankfully, there are several resources available to help you get started on your journey with personal finance. This reading list includes both print books and eBooks that are all about saving for retirement, paying off student debt, calculating returns, and more!
*book descriptions provided by the publishers c/o the library catalog
In You Can Do the Math, Ron Lipsman draws from over 30 years of teaching mathematics to help you take control of your financial destiny by applying basic arithmetic techniques. Step by step, he walks you through the fundamental calculations that underlie virtually every financial decision.
Is it better to buy or lease a car? How does one calculate an investment return? For that matter, what exactly is an investment return? The Personal Finance Calculator provides non-complex tools and calculations for assessing current personal wealth, determining how much debt is too much debt, understanding credit card interest rates, and more.
With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they’re going to run out of money in their older age. That won’t happen if you use a few tricks for squeezing higher payments from your assets- from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and- critically- how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years.
A straight-talking, real-life guide to all the aspects of personal financial planning by acclaimed web author E.F. Moody.
This book analyzes reliable evidence to tell the true story of student debt in America. One of the nation’s foremost experts on college finance, Sandy Baum exposes how misleading the widely accepted narrative on student debt is. Baum combines data, research, and analysis to show how the current discourse obscures serious problems, risks misdirecting taxpayer dollars, and could deprive too many Americans of the educational opportunities they deserve. This book and its policy recommendations provide the basis for a new and more constructive national agenda to make paying for college more manageable.
Most contemporary Americans know little about how their tax system works. But with heated debates over taxation now roiling Congress and the nation, an understanding of our tax system is of vital importance. In this book the authors, both tax scholars, offer explanations of how our tax system works, how it affects people and businesses, and how it might be improved. Organized in a question-and-answer format, the book describes the intricacies of the modern tax system.
Adults can find the means to go back to school despite the pressures of work, family, and a mortgage with this guide to funding continued education. With expanded information on online and distance learning and part-time classes and new financial aid, loan, and scholarship opportunities, this updated resource teaches adult students how to find and win scholarships designed especially for them, obtain financial support from employers, get financial aid for distance learning, receive larger financial aid packages, take advantage of educational tax breaks, and trade tuition costs for volunteer service.
Provides advice on planning an economical wedding, including how to save money on wedding attire, flowers, food, and music, and offers sample budgets, current average costs, and histories of four weddings.
Financial and non-financial managers need to simplify their day-to-day work on important areas including budgeting, control, and planning, financial planning and modeling, project analysis, and capital budgeting. This updated desk reference gets to the core of every budgeting and planning issue fast.
The concept of the individual and his/her motivations is a bedrock of philosophy. Economics, though, is guilty of taking this hugely important concept without questioning how we theorise it. This superb book remedies this oversight.